EX FI — the regulated financial-services arm of EX Venture Inc. and the company behind exfi.app — has entered closed beta. The first 100 personal bank accounts are being onboarded now, ahead of a wider launch later this year.
For two decades, EX Venture built companies across Europe, the Middle East and Southeast Asia — and felt the friction of international banking from the inside. EXFI was built to replace that friction. Banking without borders, but built for individuals first.
What's live in beta
The beta ships the parts of the product that already work end to end:
- Multi-currency personal accounts — dedicated IBANs in GBP, EUR, USD, and 13 more currencies.
- Instant global payments — SWIFT, SEPA, FPS, BACS and CHAPS, in minutes not days.
- Competitive FX — 0.70% on major pairs, 0.90% on minors, no hidden charges.
- No monthly fee, no minimum balance — the same terms designed for the businesses we work with, now opened to you.
- FCA-regulated, segregated funds, 256-bit bank-grade encryption.
The account is the infrastructure. The beta is the proof.
Why only 100
A controlled pilot. We onboard roughly 100 individual clients per partner per month, with corporate cards scheduled for the end of the year. Onboarding runs through our compliance team — typically within 24–48 hours, fully online, no branch visit — compliant with UK AML and FCA requirements.
We are intentionally small in beta: the first accounts shape how the product feels, and the feedback we act on comes from people who use the account against real borders.
Who it's for
- Professionals moving life and work across jurisdictions.
- Founders, researchers and operators paid across borders.
- Family members of internationally operating businesses.
- Anyone who has opened three accounts in three countries and still cannot see their money in one place.
Reach out to get your account opened
Beta access is invite and request-based. To open one of the first 100 accounts, reach out directly — we will run you through KYC and have your account live the moment compliance clears.
Get your account opened · See features
EX FI is the financial-services division of EX Venture Inc. FCA-regulated. Funds segregated and safeguarded. Capital at risk where applicable.