EX FI — the regulated financial-services arm of EX Venture Inc. and the company behind exfi.app — has entered closed beta. The first 100 personal bank accounts are being onboarded now, ahead of a wider launch later this year. For two decades, EX Venture built companies across Europe, the Middle East and Southeast Asia — and felt the friction of international banking from the inside. EXFI was built to replace that friction. Banking without borders, but built for individuals first. ## What's live in beta The beta ships the parts of the product that already work end to end: - Multi-currency personal accounts — dedicated IBANs in GBP, EUR, USD, and 13 more currencies.
- Instant global payments — SWIFT, SEPA, FPS, BACS and CHAPS, in minutes not days.
- Competitive FX — 0.70% on major pairs, 0.90% on minors, no hidden charges.
- No monthly fee, no minimum balance — the same terms designed for the businesses we work with, now opened to you.
- FCA-regulated, segregated funds, 256-bit bank-grade encryption. The account is the infrastructure. The beta is the proof. ## Why only 100 A controlled pilot. We onboard roughly 100 individual clients per partner per month, with corporate cards scheduled for the end of the year. Onboarding runs through our compliance team — typically within 24–48 hours, fully online, no branch visit — compliant with UK AML and FCA requirements. We are intentionally small in beta: the first accounts shape how the product feels, and the feedback we act on comes from people who use the account against real borders. ## Who it's for - Professionals moving life and work across jurisdictions.
- Founders, researchers and operators paid across borders.
- Family members of internationally operating businesses.
- Anyone who has opened three accounts in three countries and still cannot see their money in one place. ## Reach out to get your account opened Beta access is invite and request-based. To open one of the first 100 accounts, reach out directly — we will run you through KYC and have your account live the moment compliance clears. Get your account opened · See features EX FI is the financial-services division of EX Venture Inc. FCA-regulated. Funds segregated and safeguarded. Capital at risk where applicable.